How to play Skins
Win individual holes for money. Ties carry over, creating big payouts.
2-8 players · Easy
Play money
cfUSD is play money with no cash value.
CultureData
How to set up a golf skins game, score carryovers, and settle the card without a 19th-hole argument. Rules plus a clean group workflow.
The CutJuly 31, 2026 · 2 min read
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Get Started
Track scores, settle bets, and get AI coaching - all in one app.
Free to play · Stakes optional
A golf skins game pays a prize on every hole. Lowest score wins the skin. Tie, and the skin carries over. That one rule creates more drama than a flat Nassau - and more parking-lot math if nobody is tracking carryovers.
This is the setup guide. For the full definition, edge cases, and FAQ, use the skins format guide.
Agree on four things on the first tee, out loud:
Write those four answers down. Everything else is noise.
Each hole starts with one skin (plus any carryovers). Lowest score takes the pile. If two or more players tie for low, the pile rolls to the next hole. A three-hole carryover is not a bug - it is the format working.
Example with four players and $5 skins:
You do not need a spreadsheet for that. You need a card that knows the format.
Carryovers get forgotten on hole 14. Someone "remembers" a half-skin. Net vs gross flips mid-round. The fix is not better memory. It is a live skins scorecard that applies the same rule every hole.
When the round ends, the app should show skins won and who owes what. On caddie.fun, format pots are tracked in cfUSD play money (no cash value today). If your group settles real cash, do it off-platform and confirm - the ledger's job is the math, not becoming your bank.
Skins is the format that rewards one clean swing on a random Tuesday. Set the four rules, run carryovers automatically, and keep the argument off the 19th hole. Full rules live in Golf Betting Games Explained and the skins guide.