WELCOME TO CADDIE.FUN. THE FOLLOWING TERMS OF SERVICE (THE "AGREEMENT") CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN CADDIE FUN INC. ("CADDIE FUN", "COMPANY", "WE", "US", OR "OUR") AND YOU ("YOU" OR "USER"). THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE CADDIE.FUN WEBSITE, MOBILE APPLICATION, AND ALL RELATED SERVICES (COLLECTIVELY, THE "SERVICE").
BY ACCESSING OR USING THE SERVICE IN ANY MANNER, YOU AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICE.
Effective Date: April 2026
1. Acceptance of Terms
By creating an account, accessing, or using our Service, you acknowledge that you have read, understood, and agree to be bound by this Agreement, our Privacy Policy, and our Cookie Policy. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to this Agreement.
2. Description of Service
2.1 General
Caddie Fun provides a golf round management and social platform that enables you to:
Create, join, and manage golf rounds with other players
Track scores and maintain digital scorecards
Access AI-powered caddie features for personalized golf advice and coaching
Discover golf courses with detailed information and mapping
Connect with friends, join groups, and participate in seasons and tournaments
Record and share swing videos and golf media
Facilitate the settlement of friendly skill-based games between players
Earn achievements, track statistics, and monitor your golf progress
Use GPS-based shot tracking and course detection features
2.2 Nature of Service
CADDIE FUN IS A PEER-TO-PEER GOLF MANAGEMENT AND SOCIAL PLATFORM. IT FACILITATES DIRECT ARRANGEMENTS BETWEEN INDIVIDUAL PLAYERS FOR SKILL-BASED GOLF COMPETITIONS. CADDIE FUN DOES NOT OPERATE GAMES, SET ODDS, TAKE A HOUSE EDGE, ACT AS A BOOKMAKER, OR DETERMINE OUTCOMES.
The Service provides tools for players to organize golf games, set rules, track scores, and settle outcomes directly between themselves. All competitions are private skill-based arrangements between consenting adult players. Golf is a game of individual skill where outcomes are determined by player ability.
Caddie Fun charges a platform service fee for providing scoring, AI coaching, GPS verification, settlement infrastructure, and other technology services. This fee is compensation for technology services rendered - it is not a percentage of any wager, vig, rake, or house edge.
2.3 AI Caddie Features
Questions?
If you have questions about this document, please contact us:
hello@caddie.fun
Our AI-powered caddie provides personalized golf advice, coaching, and recommendations. The AI caddie:
Offers suggestions based on your profile, playing history, and preferences
Provides general golf instruction and course strategy
Is intended for entertainment and educational purposes only
Should not be relied upon as professional instruction or medical advice
May occasionally provide inaccurate information
2.4 Beta Program and Testnet Environment
THE CURRENT VERSION OF THE SERVICE IS A BETA RELEASE. CERTAIN FEATURES OPERATE IN A TESTNET ENVIRONMENT.
Test Tokens (cfUSD):
cfUSD tokens are test tokens operating on the Base Sepolia testnet blockchain
cfUSD tokens have NO MONETARY VALUE and cannot be exchanged for real currency
cfUSD tokens are provided at no cost for testing and demonstration purposes
cfUSD balances may be reset, modified, or removed at any time without notice
Beta Program Terms:
Features may be incomplete, experimental, or subject to change without notice
Data collected during beta testing may be modified or deleted
Caddie Fun Inc. has no obligation to convert test tokens to any form of real currency or value
The testnet environment is separate from any future production environment
By participating in the beta program, you acknowledge that:
cfUSD and any testnet currency have no real-world monetary value
Any "winnings," "earnings," or "payouts" involving cfUSD are for demonstration purposes only
You will not rely on cfUSD or testnet features as having financial value
3. Eligibility
3.1 Age Requirement
YOU MUST BE AT LEAST EIGHTEEN (18) YEARS OF AGE TO ACCESS OR USE THE SERVICE. By using the Service, you represent and warrant that you are at least 18 years old. We reserve the right to request proof of age at any time and to suspend or terminate accounts where we have reason to believe the user is under 18.
3.2 Legal Capacity
By accessing or using the Service, you represent and warrant that:
You are at least 18 years of age
You have the legal capacity to enter into binding contracts
You have read, understand, and agree to this Agreement
You will comply with all applicable laws and regulations
You have not been previously suspended or removed from the Service
Your use of the Service does not violate any laws in your jurisdiction
3.3 Geographic Restrictions
You are responsible for ensuring that your use of the Service - including participation in skill-based competitions with entry fees - complies with all applicable local, state, national, and international laws and regulations in your jurisdiction. Caddie Fun makes no representation that the Service or any of its features are appropriate or available for use in all locations.
4. User Accounts
4.1 Registration
To access certain features of the Service, you must create an account ("Your Account"). When registering, you agree to:
Provide accurate, current, and complete information
Maintain and promptly update your account information
Keep your login credentials secure and confidential
Notify us immediately of any unauthorized access to Your Account
4.2 Account Security
You are solely responsible for:
Maintaining the confidentiality of your password and account credentials
All activities that occur under Your Account
Any actions taken using Your Account, whether authorized by you or not
We recommend enabling passkey authentication for enhanced security.
4.3 Account Restrictions
Your Account is for your personal use only. You may not:
Share your account credentials with others
Create multiple accounts
Sell, transfer, license, or assign Your Account to any third party
Use another person's account without permission
4.4 Account Termination
We reserve the right to suspend or terminate Your Account at our sole discretion, with or without notice, for:
Violation of this Agreement
Fraudulent, abusive, or illegal activity
Conduct harmful to other users or the Service
Extended periods of inactivity
Any other reason we deem appropriate
5. Payments and Settlements
5.1 Peer-to-Peer Transactions
The Service facilitates direct payments between players for skill-based golf competitions. These are private transactions between consenting adults. Caddie Fun is a technology platform that provides settlement tools - it does not operate as a payment processor, money transmitter, or financial institution.
Venmo: Caddie Fun generates payment links that direct you to Venmo's platform. You complete the transaction directly on Venmo. Caddie Fun never receives, holds, or controls funds in Venmo transactions.
On-Chain (cfUSD): Entry fees are deposited into the MatchVault smart contract on the Base Sepolia testnet. The smart contract holds deposits in escrow and distributes payouts directly to participants upon settlement. Caddie Fun does not custody user funds - the smart contract operates as a non-custodial escrow. Settlement requires cryptographic signatures (EIP-712) from round participants.
Caddie Fun is not responsible for failed, disputed, or fraudulent transactions between players and does not guarantee payment between players.
5.2 Payment Methods
You may connect Your Account with third-party payment services including:
Venmo
cfUSD (test tokens on Base Sepolia testnet; see Section 2.4 for beta/testnet terms)
Your use of these payment services is governed by their respective terms and privacy policies. You are responsible for any fees charged by these services.
5.3 Blockchain and Smart Contract Features
For blockchain-based features:
You are responsible for securing your wallet and private keys. Caddie Fun cannot recover lost wallet credentials.
Blockchain transactions are irreversible once confirmed on-chain. Neither Caddie Fun nor any other party can reverse a confirmed transaction.
We are not responsible for lost, stolen, or misdirected cryptocurrency
Gas fees and network costs are your responsibility
Smart contract interactions carry inherent risks, including but not limited to smart contract bugs, network congestion, and blockchain forks
On-chain data (wallet addresses, transaction amounts, timestamps) is permanently and publicly recorded on the blockchain and cannot be deleted by any party
The MatchVault smart contract code is deployed on-chain and can be independently verified
5.4 Disputes
Payment disputes between players should be resolved directly between the parties involved. While we may provide information to assist in dispute resolution, Caddie Fun:
Does not adjudicate payment disputes
Is not liable for amounts owed between players
May suspend accounts involved in repeated disputes
Provides a dispute hold mechanism that can temporarily block settlement while disputes are being resolved
5.5 Platform Service Fees
Caddie Fun charges a platform service fee for providing technology services including scoring infrastructure, AI coaching, GPS verification, non-custodial smart contract escrow, settlement facilitation, and dispute resolution tools. The fee scales with transaction size because the complexity and value of these services - fraud detection, cryptographic verification, escrow security, and dispute resolution - increases proportionally with the amount at stake. This fee is compensation for technology services rendered, not a vig, rake, or house edge on competition outcomes.
All applicable fees will be clearly disclosed before you complete any transaction. Fee schedules may be updated from time to time and will be communicated through the app or our website.
By using paid features of the Service, you agree to pay all applicable fees. Fees are non-refundable except as required by law or as explicitly stated in our refund policy.
5.6 Tax Obligations
You are solely responsible for determining and fulfilling any tax obligations arising from your use of the Service, including reporting any amounts received from other players. Caddie Fun does not provide tax advice and does not withhold taxes on peer-to-peer transactions. Consult a tax professional regarding your obligations.
6. User Content and Conduct
6.1 User Content
You may submit, upload, or share content through the Service, including:
Profile information and photos
Swing videos and golf media
Comments, messages, and chat communications
Round data and scores
You retain ownership of your content, but grant Caddie Fun a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, distribute, and display your content in connection with operating and promoting the Service. This license ends when you delete your content or account, except where your content has been shared with other users or incorporated into aggregate data.
6.2 Content Standards
You agree that your content will not:
Violate any applicable law or regulation
Infringe on any third party's intellectual property or privacy rights
Contain false, misleading, or fraudulent information
Include harmful, threatening, abusive, harassing, or defamatory material
Contain sexually explicit, violent, or otherwise objectionable content
Include spam, advertising, or promotional material without our consent
Contain malware, viruses, or harmful code
6.3 Prohibited Conduct
You agree NOT to:
Use the Service for any illegal purpose
Submit false scores or fraudulent round data
Manipulate handicaps or gaming results
Harass, bully, or threaten other users
Impersonate any person or entity
Interfere with or disrupt the Service or servers
Attempt to gain unauthorized access to any part of the Service
Use automated scripts, bots, or scrapers
Circumvent any security measures or access controls
Reverse engineer, decompile, or disassemble any part of the Service
Use the Service in any manner that could damage or overburden our infrastructure
6.4 Enforcement
We reserve the right to:
Remove or refuse to display any content
Suspend or terminate accounts that violate this Agreement
Report illegal activity to law enforcement
Take any action we deem necessary to protect the Service and its users
7. Trust and Verification
7.1 Trust System
To maintain fair play and competition integrity, we implement trust and verification systems that may:
Track verified rounds and playing history
Assign trust tiers based on verified activity
Flag suspicious scores or patterns for review
Require additional verification for certain features or competitions
7.2 Score Verification
Scores submitted through the Service may be:
Subject to peer verification by playing partners
Validated using location data and course check-ins
Reviewed by our fraud detection systems
Adjusted or invalidated if found to be fraudulent
8. Intellectual Property
8.1 Our Property
The Service, including all content, features, functionality, software, text, graphics, logos, and trademarks, is owned by Caddie Fun Inc. or its licensors and is protected by copyright, trademark, and other intellectual property laws.
8.2 Limited License
Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes.
8.3 Restrictions
You may not:
Copy, modify, or distribute any part of the Service
Use the Service for commercial purposes without our written consent
Remove any copyright or proprietary notices
Create derivative works based on the Service
Use our trademarks without prior written permission
8.4 Feedback
Any feedback, suggestions, or ideas you provide to us may be used by Caddie Fun without obligation or compensation to you.
8.5 Copyright Infringement (DMCA)
We respect intellectual property rights and respond to notices of alleged copyright infringement in accordance with the Digital Millennium Copyright Act (DMCA).
If you believe that content on our Service infringes your copyright, please send a written notice to our designated agent with the following information:
A description of the copyrighted work you claim has been infringed
A description of the material you claim is infringing and its location on the Service
Your contact information (name, address, phone number, email)
A statement that you have a good faith belief the use is not authorized by the copyright owner, its agent, or the law
A statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner
Your physical or electronic signature
Send DMCA notices to: hello@caddie.fun with subject line "DMCA Notice"
Counter-Notification: If you believe your content was removed in error, you may submit a counter-notification with: identification of the removed material, a statement under penalty of perjury that you believe removal was a mistake, your contact information, and your consent to jurisdiction of the federal court in your district. We will forward counter-notifications to the original complainant.
Repeat Infringers: We will terminate the accounts of users who are repeat infringers.
9. Third-Party Services
9.1 Integrations
The Service integrates with third-party services including:
AI Services: Anthropic Claude (AI caddie features)
Mapping: Mapbox (course mapping)
Payments: Venmo (peer-to-peer payment links)
Communications: Twilio (SMS), Resend (email)
Blockchain: Base network (smart contract settlement)
Storage: Amazon Web Services
9.2 Third-Party Terms
Your use of third-party services is subject to their respective terms and privacy policies. We are not responsible for the actions, content, or policies of third-party services.
9.3 USGA/GHIN Integration
If you connect your USGA GHIN account, you authorize us to access and display your handicap information. This integration is subject to USGA's terms and policies.
10. Disclaimers
10.1 "As Is" Basis
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
10.2 No Guarantees
We do not warrant that:
The Service will be uninterrupted, secure, or error-free
Results obtained from the Service will be accurate or reliable
Any errors will be corrected
The Service will meet your requirements or expectations
10.3 AI Disclaimer
AI CADDIE FEATURES ARE PROVIDED FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES ONLY. AI-GENERATED ADVICE SHOULD NOT BE CONSIDERED PROFESSIONAL GOLF INSTRUCTION, MEDICAL ADVICE, OR A SUBSTITUTE FOR LESSONS FROM A QUALIFIED TEACHING PROFESSIONAL. USE AI RECOMMENDATIONS AT YOUR OWN RISK.
10.4 Golf and Physical Activity
Golf involves physical activity and inherent risks. You acknowledge that:
You participate in golf activities at your own risk
You should consult a physician before beginning any exercise program
Caddie Fun is not responsible for injuries sustained while playing golf
10.5 Smart Contract Disclaimer
SMART CONTRACTS ARE EXPERIMENTAL SOFTWARE. WHILE WE TAKE REASONABLE STEPS TO ENSURE SECURITY AND CORRECTNESS, WE CANNOT GUARANTEE THAT SMART CONTRACTS WILL OPERATE WITHOUT ERRORS. YOU ACKNOWLEDGE THE INHERENT RISKS OF INTERACTING WITH BLOCKCHAIN-BASED SYSTEMS, INCLUDING BUT NOT LIMITED TO LOSS OF FUNDS DUE TO SOFTWARE BUGS, NETWORK FAILURES, OR PROTOCOL CHANGES.
11. Limitation of Liability
11.1 Exclusion of Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CADDIE FUN INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
Any indirect, incidental, special, consequential, or punitive damages
Loss of profits, revenue, data, or goodwill
Damages arising from your use or inability to use the Service
Damages arising from any content posted on the Service
Damages arising from unauthorized access to your account
Damages arising from payment disputes between players
Loss of cryptocurrency or digital assets due to smart contract interactions, wallet compromise, or blockchain network issues
11.2 Cap on Liability
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100) OR (B) THE AMOUNTS PAID BY YOU TO CADDIE FUN IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
11.3 Essential Purpose
The limitations in this section apply even if any remedy fails of its essential purpose.
12. Indemnification
You agree to indemnify, defend, and hold harmless Caddie Fun Inc. and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
Your use of the Service
Your violation of this Agreement
Your violation of any law or third-party rights
Your content posted on the Service
Any dispute between you and another user
Any payment disputes involving you
Your blockchain transactions or smart contract interactions
13. Dispute Resolution
13.1 Informal Resolution
Before initiating formal proceedings, you agree to first contact us at hello@caddie.fun and attempt to resolve any dispute informally for at least 30 days.
13.2 Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
13.3 Arbitration Agreement
ANY DISPUTE ARISING FROM OR RELATING TO THIS AGREEMENT OR THE SERVICE SHALL BE RESOLVED BY BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES.
13.4 Arbitration Opt-Out
You have the right to opt out of the arbitration agreement within 30 days of first accepting this Agreement. To opt out, send a written notice to hello@caddie.fun with the subject line "Arbitration Opt-Out" including your name, email address associated with your account, and a clear statement that you wish to opt out. If you opt out, disputes will be resolved in the state or federal courts located in Delaware.
13.5 Class Action Waiver
YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
13.6 Exceptions
Notwithstanding the above, either party may seek injunctive relief in any court of competent jurisdiction to prevent infringement of intellectual property rights.
14. Modifications to Service and Terms
14.1 Service Changes
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation.
14.2 Terms Updates
We may update this Agreement from time to time. We will notify you of material changes by:
Posting the updated Agreement on our website
Updating the "Effective Date" at the top
Sending you an email notification
Your continued use of the Service after changes take effect constitutes acceptance of the revised Agreement. If you do not agree to the changes, you must stop using the Service.
15. Termination
15.1 By You
You may terminate your account at any time by contacting us or using the account deletion feature in the Service.
15.2 By Us
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including breach of this Agreement.
15.3 Effect of Termination
Upon termination:
Your right to use the Service will immediately cease
We may delete your account and associated data (on-chain blockchain data cannot be deleted)
Any pending settlements may be processed or refunded at our discretion
Provisions that by their nature should survive will remain in effect, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability
16. General Provisions
16.1 Entire Agreement
This Agreement, together with our Privacy Policy and Cookie Policy, constitutes the entire agreement between you and Caddie Fun regarding the Service.
16.2 Severability
If any provision of this Agreement is found unenforceable, the remaining provisions will continue in full force and effect.
16.3 Waiver
Our failure to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.
16.4 Assignment
You may not assign or transfer this Agreement without our prior written consent. We may assign our rights and obligations without restriction.
16.5 Notices
Notices to you may be made via email to the address associated with Your Account or by posting to the Service. Notices to us should be sent to hello@caddie.fun.
16.6 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, government actions, blockchain network outages, or internet failures.
17. Contact Information
If you have any questions about this Agreement, please contact us: