Play money
cfUSD is play money with no cash value.
Markets
Pick on your friends, not the house.
caddie.fun prediction markets are friend-only, pari-mutuel picks on rounds and competitions - XP pots among your crew, not a sportsbook and not real-money wagering.
A friend-only prediction layer on every round, tournament, season, and trip. No bookmaker, no vig, no algorithm quoting odds. Pari-mutuel pots, handicap-aware slates, and the scorecard is the oracle.
Round Markets
Live
- Dave breaks 9062%
- Birdie on 728%
- Mike wins skins45%
The Problem With Sportsbooks
The sportsbook doesn't know your group.
DraftKings sells you a transaction with a faceless book on Scottie Scheffler. There's no edge there - the book knows more than you, the vig eats the rest, and you're one of millions of strangers betting on someone you've never met.
Markets sells you a transaction with your specific friend Dave, on his Saturday round at his home course, where he's three beers in by the back nine. The information asymmetry is the entire point. You know Dave. The book does not.
How Markets Works
Seven mechanics, one social layer
The slate is the centerpiece. Everything else stacks on top.
The slate
Handicap-aware questions
OVER/UNDER per player
Pari-mutuel pot
AI Caddie counter-pick
Calibration leaderboard
Long-arc futures
Friend-only
The scorecard is the oracle
Thin slates auto-void
XP, not real money
Comparison
Golf prediction markets vs a sportsbook
A sportsbook sells you a stranger and a vig. Markets sells you a pick on your specific friend - settled by the scorecard you already keep.
Before you ask
Friend-only. XP, not cash.
Pari-mutuel pots among people you know. Real stakes live on the separate golf-wagers surface.
Questions
Common questions
What is Markets?
Markets is a friend-only prediction layer that sits on top of every round, tournament, season, and trip. You pick on your friends' performance, the pot pays itself, and the scorecard is the oracle. There is no house, no vig, and no algorithm quoting odds.
How is this different from a sportsbook?
A sportsbook is a transaction with a faceless book on a pro you don't know. Markets is a transaction with your specific friend, on their specific round, where you have the information edge because you know them. The pot is split among the people who called it correctly. No bookmaker.
What is a slate?
A slate is one market per round, opened when the round is created and locked at first tee. Each leg is a yes/no question on one hole for one player. You answer every leg in one sitting; the slate stays on your screen as the round plays and lights up correct or wrong as scores land. Most-correct legs wins the pot. Ties split.
Why do the questions change for different handicaps?
The slate scales the question to the player's handicap so every leg has real variance. A 5 handicap gets 'birdie or better?' A 12 handicap gets 'par or better?' A 20 handicap gets 'bogey or better?' Same slate; calibrated questions per player.
What is an OVER/UNDER?
Every round also opens with one OVER/UNDER per participant. The line is automatically set to course par plus the player's handicap, rounded to the nearest half-stroke so it never pushes. Pick over or under, stake some XP, settle when the scorecard finalizes.
What is the stake? Is this real money?
The stake is XP, not dollars. Markets is the social layer - calibration leaderboards, hit-rate streaks, tier badges, public friend profiles. No real-money wagers. If you want stakes on the line, that's the separate round-entry system - played in cfUSD play money with no cash value.
How is the pot split?
Pari-mutuel. The people who called it correctly split the pot proportional to their stake. If three friends staked 100 XP each and one called it right, the winner takes the full 300 XP. If two called it right, they split 150/150. Streak bonuses layer on top (3 in a row = 25 XP bonus, 5 = 75, 10 = 250, 20 = 1,000).
Can my friends see my picks?
Picks are visible to the round's participants and your friends. We added an explicit doxxing-prevention guard so strangers can't look up your slate via a raw market ID. Public friend profiles show lifetime calibration, hit rate, and recent picks - opt-in to that level of visibility on your settings page.
What happens if a slate doesn't get enough picks?
If fewer than 3 entries are placed before the slate locks, the market voids automatically and everyone gets their stake back. We'd rather refund a thin slate than run one with no liquidity.
Does the AI Caddie pick on Markets too?
Yes. The Caddie generates calibrated counter-picks per leg using PGA Tour and recreational baselines (par-3 birdie ~22%, par-5 ~50%, OVER/UNDER via normal distribution). You can see its pick before you lock in your own. Disagree with the Caddie and you fade it; agree and you copy it - both are first-class actions.
Get started
Open Markets on your next round
Slates open the moment a friend creates a round. Pick on every leg in one sitting and watch them flip live.
Friend-only · XP, not real money · No house · App Store or browser
Free · No download · Works in your browser
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