How to play Skins
Win individual holes for money. Ties carry over, creating big payouts.
2-8 players · Easy
Play money
cfUSD is play money with no cash value.
Culture
Golf is better when there's something on the line - and smarter than ever.
The CutMarch 10, 2026 · 6 min read
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Win individual holes for money. Ties carry over, creating big payouts.
2-8 players · Easy
Three bets in one: front nine, back nine, and overall. The classic.
2-4 players · Easy
Pick-your-partner format. Go alone for double or nothing.
3-4 players · Medium
Settling up after the round? Try the golf payout calculator or browse all game formats.
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Track scores, settle bets, and get AI coaching - all in one app.
Free to play · Stakes optional
I've played golf my whole life. I've tried every app out there: the shot trackers, the GPS rangefinders, the stat analyzers, the handicap calculators, the betting apps, the social platforms. You name it, I've downloaded it.
And here's what I learned: they all do one thing reasonably well. But none of them work together.
Here is a typical weekend:
I'm getting ready for a Saturday morning round with my regular group. Before we tee off, I might open one app to check the weather and course conditions. Another app for GPS distances. Maybe a third app to look up the course layout and hole yardages. Someone's texting in the group chat about what time we're meeting. And someone else is posting Instagram stories from the range.
Then we start playing. One guy is tracking scores in an app on his phone. Another is using a watch that tracks shots automatically. Someone else is keeping a manual scorecard because they don't trust any of the apps. And the guy who always wins skins? He's got a separate betting calculator, or worse, he's doing math in his head and scribbling numbers on a piece of paper.
After the round, we want to see how everyone played. So we compare screenshots. We argue about who actually won the Nassau. We try to remember who was closest to the pin on 7. And someone always says "wait, I thought I had that hole?"
Then a week later, I want to know: how did I actually play? Did I improve? Where did I lose strokes? I open my stat app and see a bunch of numbers (fairway percentage, GIR, putts per hole) but they don't tell me anything I can use. They're just... data. Dead data.
This is the problem. Golf apps have turned the game into a data entry exercise. We spend more time tapping buttons than playing. We track everything and understand nothing.
We're solving for: round management apps, group texts, Instagram stories, GPS rangefinders, betting calculators, stat trackers. One app. Done.
Now add wagers into the mix.
Every group has their thing. Some play skins. Some play Nassau: front nine, back nine, overall. Some play Wolf. Some play closest to the pin on par 3s. Some have season-long contests with points and multipliers.
However you play, tracking wagers is a pain in the ass. You can either:
None of these are fun. They're all friction. And friction kills the vibe.
The worst part? You finish a round with $50 on the line and no one can remember exactly how it played out. Who won which holes? Who pressed? Did anyone carry over? It's awkward to ask, but it's also awkward to lose money you didn't agree to.
Wagers should be fun. They add stakes to the game. They make the 15-foot putt actually matter. But the tracking of wagers is where it falls apart.
Here's what really bugged me: after tracking hundreds of rounds, what did I actually know about my game?
I knew my handicap. I knew my fairway percentage. I knew I averaged nearly 3 putts a hole (sad!).
But I didn't know:
The apps showed me what I tracked. They never told me what I needed to know.
Meanwhile, AI was getting incredible. Every other industry was being transformed by models that could understand context, find patterns, make predictions. But golf apps? They were still showing me bar charts from 2010.
I kept thinking: why can't my phone just know my game? Why can't it give me advice that's actually useful? Why do I have to figure out my own patterns when I'm paying for an app to do it for me?
And then there's the social aspect.
Golf is supposed to be social. It's a four-hour conversation with friends. You spend more time with these people than almost anyone else in your life. But the apps treat it like a solo activity.
I finish a round and want to share the highlight with my group chat. The eagle on 18. The approach that stopped inches from the cup. The putt that finally dropped after three frustrating attempts.
But there's no easy way to send a round update. No way to include the photo from 16. No way to say "look what I did" without screen recording a video and sending it.
And I can't see what my friends are doing. Did they play this weekend? How'd they shoot? Who's been playing well? Who's in a slump? There's no feed, no activity, no way to follow along with the people I actually play with.
Don't even get me started on tournaments. Every golf group has some kind of season-long competition: a Handicap Tournament, a skins league, a points race. Setting those up across different apps and keeping track of standings is a project in itself.
Golf is social. The apps forgot that.
I got tired of waiting for someone else to solve this. So I built caddie.fun.
It's one app that does what ten apps used to do, and actually does them well.
Score your round, track every shot, see live leaderboards. No switching between apps. No manual calculation. Just play. The app keeps up.
We support every format you can think of: stroke play, match play, stableford, skins, Nassau, Wolf, Vegas, Scramble, Alternate Shot, and more. Set up your game in seconds. Track automatically. Settle up at the end without the awkward conversation.
This is where it gets interesting.
Most apps give you data. We built an AI caddie that gives you intelligence.
This isn't a chatbot that gives generic advice. It's a caddie that's studied your game. It knows you.
Share round updates and photos directly from the app. Your group chat gets the highlight without you having to screen record and crop.
See how your friends are playing in real time. Live scores on the leaderboard, not just final results.
Host private tournaments for your golf group. Season-long points races. Skins leagues. Whatever format you play, run it in the app, not in a spreadsheet.
Your friends are part of the experience, not an afterthought.
Golf is the perfect social sport. Four hours outside, good conversation, friendly competition. But somewhere along the way, apps turned it into a solo data collection exercise.
We're putting the fun back in golf, by making the features work together, making the data mean something, and keeping the social element front and center rather than by piling on more features.
Most apps give you numbers. We're building a caddie that knows your game.
caddie.fun - Join the waitlist